Repayment Types

Mortgage products are based on a Capital & Interest repayment method, however an Interest Only period on all new mortgage products is now available.

“The 36 month Interest Only option could be ideal for purchasers of new businesses that need the ability to keep their outgoings to a mininmum in their first years of trading”

With this facility the borrower will only repay interest in the three years (36 monthly payments) after which the payment will revert to full capital and interest repayment for the remainder of the loan term. The loan will therefore be fully repaid over the original term. If the borrower took out a loan over 25 years, they will start repaying the capital only in year 4 but the monthly payments will be calculated so that the loan is still paid off in 25 years. This will affect the borrowers’ monthly payment from month 37 (as they will increase even though there may be no rise in interest rates).

 

"For friendly advice, or an instant quote, either call us or make an enquiry online..."

Enquiry

  • Purchases
  • Remortgages
  • Working capital raising
  • Property improvement
  • Business expansion
  • Consolidation
 
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We can arrange commercial mortgage finance for any purpose and on most property types, including;

  • Pubs, Restaurants, Take-away units
  • Shops, Shops with living accommodation
  • Hotels, Guest Houses, B&B’s, Holiday Lets
  • Industrial units, Factories, Offices, Warehouses
  • Farms

FULL LIST OF ACCEPTABLE PROPERTIES

 

"Always a pleasure to deal with, fast and efficient" - Mr R. Green, Leicester

"When I need to raise capital from my business I can always rely on TBH Commercial" - Mrs J. Fensome, Cambridge

"We were looking to buy a B&B last year but couldn't provide the accounts that most lenders asked for. We spoke to TBH & had the mortgage offer within 2 weeks" - Mr & Mrs Aldridge, Hampshire